Long-Term Care: Do I Need It?

By Keith Borgfeldt – Addressing the potential threat of long-term care expenses may be one of the biggest financial challenges for individuals who are developing a retirement strategy. The U.S. Department of Health and Human Services estimates that 70 percent of people over age 65 can expect to need...

Women & Investing

By Keith Borgfeldt – Preparing for the future is one of the most important aspects of financial strategizing, and a lack of involvement often leaves women, in particular, potentially exposed to financial hardships later in life. Don’t expect a spouse, partner or other family member to help ensure...

Post-Divorce Checklist

By Keith Borgfeldt – Planning new beginnings is all about understanding what to do next and how to do it. There are so many important things to consider when your divorce is final, and dealing with them can be overwhelming.  Here are several to consider: Change Your Will Take the time to meet with an...

Countdown To College

Most parents want to give their children the best opportunity for success, and getting into the right college may help open doors. A recent study found that individuals with a Bachelor’s degree or better accounted for 34% of all workers in America — and 53% of all earnings. Unfortunately, being accepted...

4 Really Good Reasons To Invest

By Keith Borgfeldt – Forty-eight percent of Americans do not own any stocks or stock-related investments, such as mutual funds, according to a recent Gallup poll. In fact, according to this poll, more Americans own a cat than own stock. Individuals may cite different reasons for not investing, but with...

Make the Tax Code Work for You

By Keith Borgfeldt – This month, over 150 million taxpayers are dutifully filing their federal income tax returns. And all of them are making decisions about deductions and credits – whether they know it or not. When you take the time to learn more about how it works, you may be able to put the tax...

How Will Health Care Affect My Retirement?

By Keith Borgfeldt – American workers are split about 50/50 when asked if they are confident they will have enough money to pay for medical expenses in retirement. In a 2015 survey, 42% of all workers reported they were “not too” or “not at all” confident they would have enough money to pay for...

Put It in a Letter

By Keith Borgfeldt – Actor Lee Marvin once said, “As soon as people see my face on a movie screen, they know two things: first, I’m not going to get the girl, and second, I’ll get a cheap funeral before the picture is over.” Most people don’t spend too much time thinking about their own...

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